| Mortgage companies who encourage you to borrow five or six times your income, or offer 100% mortgages, aren't doing you a favour, in the long run. It's all got to be paid back, with interest. Try to figure out how you can save up more, and borrow less. | General Consumer Tip: Before you begin filling out loan applications, check your credit rating. If there are any problems with your credit, you can take a little time to fix them before you start checking out e-mortgages.
| | General Consumer Tip: Be a smart purchaser. If you’re looking to buy a product over the internet do so with a suspicious mind. Take your time, and don’t buy the first thing you see. You can get very tired looking at websites, so take a break! You can’t treat item buying like an expedition to a shopping arcade. In a bricks-and-mortar shop you have guarantees. You can see the product. You can take it back easily. The provider can be ‘got at’ if there’s a problem. Not so with internet goods and services.
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